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FRAUD ADVERTISEMENT & CHEATING WITH CUSTOMER

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IAM LOKESH HOTWANI FROM BHOPAL (M.P.), I HAVE READ AN ADVERTISEMENT OF SAMSUNG LED IN LOCAL NEWSPAPER CLEARLY MENTIONING THAT ANY SAMSUNG LED TV WILL BE AVAILABLE AT A DOWNPAYMENT OF RS.8/-(RUPEES EIGHT ONLY) AND REMAINING AMOUNT WILL BE FINANCED BY BAJAJ FINSERV LENDING(BAJAJ FINANCE LTD.).THE SAID SCHEME IS VALID FROM 11/08/2012 TO 19/08/2012.I WENT TO THE LOCAL ELECTRONICS SHOWROOM AND ASKED FOR THE OFFER AND AFTER GETTING CONFIRMATION OF THE MENTIONED SCHEME FROM THE SALES REPRESENTATIVE OF BAJAJ FINSERV I CHOOSED A LED TV AND PROVIDED THEM ALL THE NECESSARY DOCUMENTS.( HERE I WANT TO INFORM THAT IN PAST I HAVE ALREADY FINANCED MY REFRIGERATOR AND I GOT AN GOLD CARD FROM BAJAJ FINANCE LTD AS A SIGN OF GOOD AND PROMPT PAYER CUSTOMER).THE L.E.D. TV WAS PURCHASED ON 12/08/2012 AND I GOT CONFIRMATION FROM SALES REPRESENTATIVE THAT ALL DOCUMENTS ARE CORRECT AND NO NEED TO WORRY ABOUT IT. NOW ON 22/08/2012 THAT SAME REPRESENTATIVE IS CALLING ME AGAIN THAT MY CASE WAS NOT LOGGED IN THAT PARTICULAR SCHEME PERIOD AND I HAVE TO PAY DOWN PAYMENT OF RS.6332/- AND REMAINING AMOUNT IN 14 INSTALLMENTS.I ASKED THAT REPRESENTATIVE WHAT IS MY FAULT IN THAT DELAY? THE ANSWER IAM GETTING IS " MY SENIOR WAS ON LEAVE SO I WAS UNABLE TO GET APPROVAL AND NOW IAM UNABLE TO DO ANYTHING ELSE" . NOW,IAM NOT ABLE TO PAY ANY DOWNPAYMENTS TO THE FINANCE COMPANY AND THE FINANCE COMPANY NOT ONLY CHEATING ME BUT ALSO CHEATING RETAILER ALSO AS THE REPRESENTATIVE OF FINANCE COMPANY ASSURES THE RETAILER ALSO OF GETTING THE CASE APPROVAL.NOW I DONT UNDERSTAND HOW TO DEAL WITH FINANCE COMPANY.

harassment and legal notice against vehicle EMI

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Dear Sir, I bought a vehicle in2007 and financed through Tata Motor Finance (Loan agreement No 5000192435). I paid all the EMI’s and when demand NOC, the finance company said one of the EMI in middle of the term still not cleared as cheque of that EMI was bounced. I could have paid that EMI, if the company communicates the unclear EMI in time. Now they are charging much higher amount. The actual EMI was ~ 6640 Rs however they demand Rs 19296 with interest. When I checked my account balance I found sufficient amount was there to clear that cheque at that time, also the bank authority said, the mentioned cheque never been produced so how could it be bounced? When I showed my interest to see prove of the bounced cheque, the finance company didn’t cooperate. Instead of that they start harassing, come to home many times and send legal notice. I do agree to pay the EMI amount however the amount they are asking is much higher. Sir I would like to request you kindly do justice to me as I found myself innocence. Please help….

EXCESS EMI BEING CHARGED

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I have taken a consumer surable loan from M/s Bajaj Finane for the purchase of a washing Macjine, Loan Number4560CD00043545 . As per contract the EMi of rs 2667 should be deducted, But an EMI of s 2888 is being deducted. I have tried to register a complaint on the website, but the complaint does not get registered on the website. THE IVRS system being used does not have an option for lodging of complaint. I tried to contact the local office at Lucknow and despite contacting the local office twice on phone, I only got a response that the matter will be enquired into, but got no further response. This is sheer cheating on part of the company

NOC

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Iam chandrasekarreddy, I have applied for a used car loan on nov-10-2011. Mr. Srinivas (9000884134)from Shriram Transport Finance India Pvt ltd collected the documents and got sign in the Loan document from me. He said that the loan will be processed in one week and you will get the Loan amount within one week. But still now feb14 2012 it's didn't got processed.(RC book to them and they endorsed in that, but they didn't provide us the loan amount. ) i have asking NOC upto now they not given me later i have gone to head office in himyathnagar office staff said regional manager(Mr Satyanarna) is not in seat for 10 days but the same answer is repeated for the past two month. Mr srinivas and chandrareddy has charged endorsement aggrement 1500/- charges from me They are not taking any responsibilities.
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